Step 1: Optimize space and light Do you want to make your living space more pleasant and bright? Follow our advice to optimize space and light in a simple and effective way! Gain in user-friendliness Creating a warm and welcoming space is essential to feeling good at home. To do this, choose light colors and…
(lyte id=’qOGQKd-BjoA’ /)It is not uncommon for people to need a guarantor for their mortgage. A guarantor is a person who agrees to be responsible for mortgage payments if the borrower is unable to make them. The guarantor is usually a family member or friend of the borrower. In some cases, the guarantor may be…
The time to renegotiate a home loan is often a delicate period. It’s important to know when to renegotiate because interest rates can change and there are renegotiation fees. Borrowers also need to know how to approach banks and brokers to get the best deals. When to renegotiate your home loan If you have a…
(lyte id=’KOSvpl5ShsU’ /)There is no single answer to how much mortgage credit one can have, as it varies based on many factors such as income, employment history and credit score. However, as a general rule, most people can qualify for a mortgage that is up to four times their annual income. For example, if a…
When it comes to taking out a property loan in France, the question is often asked whether property credit insurance is compulsory or not. In this article, we will look at the different aspects of this question to help you make a decision about whether or not to purchase this type of insurance. The advantages…
When you take out a mortgage loan, you are generally asked to sign a joint guarantee. This means that you and the other borrowers of the mortgage are jointly and severally responsible for repaying the debt. If one borrower defaults, the others are still responsible for the entire amount. However, it is possible to opt…
Benefits of steam cleaning for the bathroom Description Eliminates bacteria and germs Hot steam helps kill bacteria and germs on bathroom surfaces. Cleans deeply without chemicals The steam works effectively to loosen dirt and residue without the need to use harsh chemicals. Eliminates unpleasant odors Steam helps neutralize bad odors by penetrating deep into surfaces….
(lyte id=’OqlHE3GakkI’ /)When you are looking for a mortgage loan, you may come across the term “mortgage insurance”. Here’s what you need to know about this type of insurance and how it works. In France, it is compulsory to take out insurance when taking out a property loan. This is to protect the lender in…
Real estate investments can add diversification to your portfolio – and getting into the market can be as easy as buying a mutual fund. If you’ve ever had a landlord, you probably don’t dream of becoming one: Responding to calls about oversized bugs and overflowing toilets doesn’t seem like the most glamorous job. But done…
Real estate loan and personal savings: how much should you put down as a down payment? When buying a home, the more money you can put toward a down payment, the better. A larger down payment means a lower mortgage loan, and therefore lower monthly payments. But what is the exact down payment amount you…
What is cleaning a building? Cleaning a building is a bit like cleaning your house, but on a much more impressive scale! Basically, it involves removing all unwanted items from a space, whether it’s trash, old materials, or even outdated structures. But why is it so important? Let me explain! Reasons to do a cleanse…
When can I start working? You finally say what you want construction license Can you hope to start your job? Não tão quickly! Antes de mergulhar de cabeça, há alguns passos to consider, especially when dealing with recurso de terceiros. Now, we will reserve a moment to desmistify this process. Please respond Once you have…
Understand the importance of the multi-year work plan Have you ever thought about the long life of your reform projects? O multi-year work plan é o seu melhor aliado para manter o seu património imobiliário em bom estado. But why is it really crucial? Where is a multi-year work plan? Imagine a quadro magical wave…
How to offer your services effectively? Are you ready to showcase your talents to the world? Whether in the building or in other areas, offering your services can seem intimidating. But don’t worry, we have some tips to help you shine! Define your offer Before you get started, it is essential to clearly define what…
Why do you work in Paris? Ah, Paris! In Cidade Luz, conhecida by its iconic monuments and charming parallelepiped roads. But this moment, a question is burning in our lips of many Parisians: why so much work? You have already seen the avenues of the capital recently, certainly notou have obras em andamento quase em…
What can we do with 50,000 euros of work? Do you have 50,000 euros to invest in your house? It’s a nice sum that can transform your living space into a true haven of peace. So, what to do with 50,000 euros of work? Here are some ideas that might inspire you! Complete renovation of…
Work on metro line 14: general information You have surely noticed that metro line 14 is currently under construction! But don’t panic, we’re here to give you all the essential information on this work which will soon transform your journeys. Why this work? The extension of line 14 is an ambitious project aimed at improving…
Withdraw as taxes from the sales agency: a profitable strategy A sale of imóveis é many vezes an important project that can gerar custos significativos, nomeadamente taxas de agência. These taxes represent a fee that the real estate agent receives for its services. However, it is possible to negotiate these customs to withdraw the preço…
Find out how to calculate real estate agency fees for your next transaction! Our practical guide explains everything in detail.Welcome everyone to my real estate blog. Today, we are going to talk about a subject that often raises a lot of questions among owners and buyers: real estate agency fees. How are they calculated? What…
Find out how to calculate real estate agency fees for the sale or purchase of your property. Avoid unpleasant surprises and plan your real estate budget now! Have you decided to sell or buy real estate? It is very likely that you will need the services of a real estate agent. However, it is essential…
The advantages of mutual insurance for our furry companions Mutual pet insurance is like a magic wand that protects our four-legged friends in the event of mishaps. But did you know that this protection goes well beyond simple veterinary bills? Let’s explore together the unsuspected benefits of this precious ally. Stress-free care When Médor or…
Element to renovate Estimated cost Painting walls and cabinets 200€ Changing handles and buttons 50€ Installing a tiled splashback 150€ Faucet replacement 50€ LED lighting under cabinets 100€ Estimated total: €550 Maximize available space Do you feel suffocated by the clutter in your small space? Don’t panic, there are simple tips to optimize every square…
Explore the beauty of nature and get inspired Are you looking to bring a touch of magic to your interior? Why not integrate elements of nature into your decoration? Trees, plants, stones and shells can transform your space into a true natural sanctuary. Create a haven of peace with touches of greenery Indoor plants are…
Wood for house extensions is a choice that comes up more and more often, and we quickly understand why when we look at the advantages. Personally, I have always been fascinated by wood. This material has that little something warm, natural, and it brings incredible charm to a house, whether modern or more traditional. But…